Pet insurance is something many pup and kitten owners overlook, only to realise it would have been wonderful to have had it when they needed it most. The trust is this: you absolutely never know when your furry little friend will have to go to the vet, and so it’s imperative that you have a soli policy in place for them if or when this occurs.
Well, we are here to tell you why having the best pet insurance in Australia is a winning option for you and your little furball.
Check out these top reasons below:
⦁ It will save you money in the long run
Veterinary care rates are increasing, this is a given, so the ability to pay for these increases is becoming more difficult for many people. If your little friend is ill or injured, you can use your policy to save on expenses. Depending on the policy provider, you may have to fulfil a small deductible, but once this is paid the provider will pay the rest of the bill’s percentage.
The reimbursement methods alternate between companies. Some have a scheme that offers reimbursement depending on the policy’s coverage level along with the type of injury or your little one’s health condition. Others provide reimbursement depending on the total amount you paid for veterinary services.
⦁ It provides optimal peace of mind
One fantastic advantage of having a policy is that it provides the added peace of mind to know that you can afford veterinary bills or hospitalisation if or when they arise. These days, most providers will reimburse up to 80% of the bill once you have fulfilled the deductibles.
Depending on the cat or dog’s situation, whether they have a health condition or an injury, you can select the most suitable treatment without being limited to the treatments you can afford.
⦁ You can put a greater focus on their health
With a policy, you can put a far greater emphasis on your furry friend’s health, instead of worrying about how much is going to cost when you visit the vet. You may find it all very stress-free to have your pet undergo treatment if they need it, without the worry of whether you can afford potentially inhibiting your decision to take them there (something that can be very bad for their health!).
The best pet insurance in Australia will allow you to choose a treatment that is suitable for their condition or surgical procedure. Without a policy, you may have to spend a large amount at the vet or fail to have them treated.
⦁ You have more vet options
In contrast to the typical policy for humans, you will be allowed to obtain medical care for your furball from the vet of your choice. Typically, once you pay for the services, you will be able to submit it to your provider to reimburse you on the added expenses.
⦁ There is no breed or age discrimination
Typically, providers don’t discriminate against their age or breed. Even if they are ageing, it’s highly likely you can obtain the right coverage for decent rates. This being said, it’s important to acquire a policy soon after adopting a pet, as you will have lower premiums, but you can still insure them at any time!
⦁ The added coverage means added protection
Some policy providers will even provide coverage for theft or loss, third-party liabilities and overseas travel, so it’s always good to have a proper read over the policy to ensure you’re aware of everything you can receive for your little one!