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Will My Driving Record Affect My Accident Claim?

Your driving record and driver’s license are important pieces of documentation usually used to determine your auto insurance cost. Thousands of accidents occur in the United States. A road is a dangerous place, and so it is not surprising to find yourself on one. You may have various questions when you get involved in an accident that is not your fault.

One of the common questions people ask in a car accident is whether their driving record will affect their accident claim. A driving record contains critical information about your driving history and can also indicate the type of driver you are. A responsible driver has a clean record, while a bad driver will have various fines and tickets. If you are worried about your driving record affecting your claim, speak to a Hillsville Auto Accident Lawyer today. 

Prior accidents on your driving record

If you have been in accidents before this one, your driving record will contain reports of that. To succeed in a legal car accident claim, you need solid evidence to prove that you were not at fault. Even though a good or bad past driving record does not necessarily prove fault in a car accident, it is still important to judge the type of driver you are. 

The insurance company looks for evidence against you and wants to prove that you are not a good driver. Therefore, one of the first things they will look at is your driving record. Having a clean record of making a good impression and having a strong case is important. 

However, if you do not have a clean record, you will need strong legal representation by your side to defeat the insurance company’s attempts to deny or lower your claim. 

What if the insurance company says that my injuries are pre-existing? 

If your driving record indicates that you were recently involved in another car accident, the insurance company may try to use that against you and claim that your injuries are pre-existing. If successful, that could keep you from getting compensation for the pre-existing injuries, as insurance companies do not pay for injuries caused by other accidents. 

However, with the help of an attorney in Hillsville, you may be able to prove that the most recent collision aggravated your previously caused injuries. Proving the aggravation of pre-existing injuries may require medical reports from previous and recent car accidents. An attorney can help you gather the proper evidence.

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